What is a Specialist Holiday?

Holiday home contents & buildings insurance (UK)

• Please advise how best to go about finding a company that provides contents & buildings insurance for a second home that may be let out for holiday use. I understand that this is a rather specialist field. Both brokers and insurers are of interest. The house is in Bath, Somerset.

• Answer:

  Hello Thank-you for your question. Nice to see you here again! Have you asked the company who insure your main home? They may be able to offer you a deal that's better than starting afresh with a new insurer. If not, these are some companies who offer building and contents insurance for second/holiday homes in England. Most are listed at the website of the General Insurance Standards Council (GISC) and I have put 'GISC member' where appropriate. ========== SCHOFIELDS ========== GISC member Schofields Insurance Ltd Trinity House 7 Institute Street Bolton BL1 1PZ United Kingdom Tel: + 44 (0) 1204 365080 Fax: + 44 (0) 1204 394346 Email: [email protected] http://www.schofields.ltd.uk/Contact_Us/contact_us.htm They say this about themselves: "Schofields is a family run business which means you receive personal service and advice. With over 18 years experience as a specialist in holiday cottage insurance, our professionalism and tailored products are the reason why over 90% of our customers renew. Since 1984 we have been instrumental in arranging cover for niche areas of business, one of these is for Second Homes and Let Properties. We have negotiated wide delegated authorities to underwrite such properties on behalf of certain Lloyd’s Syndicates." http://www.schofields.ltd.uk/About_Us/about_us.htm online quote possible: https://secure.schofields.ltd.uk/cgi-bin/hhquote.pl More detailed information: http://www.schofields.ltd.uk/FAQ/faq.htm ==================== ASHBURNHAM INSURANCE ==================== GISC member Postal address Ashburnham Insurance Services Limited 80 London Road Southend on Sea Essex SS1 1PG Telephone 01702 347400 Quoteline 0800 1696137 Facsimile 01702 333890 General Information: [email protected] Quote Queries: [email protected] request online quote: http://www.ashburnham-insurance.co.uk/holidayhomequote.htm ======= LETSURE ======= GISC member Maidenhead office Letsure Hargrave House Belmont Road Maidenhead Berkshire SL6 6TB Glasgow office Letsure 3rd Floor Rowan House 70 Buchanan Street Glasgow G1 3JF telephone / fax: Maidenhead office 08700 770 880 Telephone - Quoteline 01628 581 500 Telephone - Customer Service 01628 581 504 Fax Glasgow office 08700 777 808 Telephone company e-mail: [email protected] http://www.letsure.co.uk/pshome.htm?pls=110638s4bbr1g ============= AUA INSURANCE ============= GISC member "Our Holiday Home policy is designed to provide you with a range of standard cover when insuring the buildings and contents of your holiday home in the United Kingdom." information on their holiday home policy http://www.aua-insurance.com/HolidayHome.htm LONDON OFFICE Address: 14 Fenchurch Avenue, London, EC3M 5AT Telephone No: 020 7265 1166 Fax No: 020 7265 1857 E-mail Address: [email protected] NORWICH OFFICE Address: De Vere House 90 St Faiths Lane Norwich NR1 1NL Telephone No: 01603 628034 Fax No: 01603 761384 E-mail Address: [email protected] http://www.aua-insurance.com/ ================= BLACKFRIARS GROUP ================= GISC member This is a broker. online quote form http://www.blackfriarsgroup.com/holiday_home.htm I could not find a postal address on their website. However, they are members of the General Insurance Standards Council and presumably they would offer contact details when emailing you a quote. ============== BROKERS DIRECT ============== Brokers Direct Suite 12 Kilmun Court Kilmun PA23 8SF fax 0870 134 1811 email [email protected] "Cover is available for Holiday Homes and Second Homes anywhere in the UK, The policy is available for properties which are retained for use by the proposer as well as homes which are let privately through a Holiday Company, Letting Agent or owner." They give two numbers for quotes by phone: For a quote by phone please call us on 0870 99 11 011 http://www.easylet.org.uk/holiday.htm quotes by phone: 0870 745 3077 http://www.easylet.org.uk/phonequote.htm Please note: Brokers Direct seem to run both the 'easylet' and 'easyinsure' websites. I could not find them on the GISC website. =============== OTHER COMPANIES =============== These companies also seem to offer what you want but without giving many details online: LLOYDS TSB Call free on: 0800 056 3040 http://www.insurance.co.uk/insurance/Home/H2.asp?CommCode=MH097&TargetApp=Home&StartPage=True TESCO HOME INSURANCE http://www.tescofinance.com/personal/finance/index.html You might also like the web address for the General Insurance Standards Council: http://www.gisc.co.uk/Home/ GISC consumer guides http://www.gisc.co.uk/consumer/ I hope this helps. Please feel free to ask for clarification of this answer if anything needs further explanation. Regards - Leli search terms used: "second home" "holiday home" insurance standards association advice council