I'm from NY. I was in an accident recently. Police report stated other car was at fault. Do I have to contact his insurance to pay for my damages or will my insurance company do it automatically?
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Answer:
Insurance companies generally recommend not talking to the other party's insurance company. Your company will contact them. By talking to the other company you risk saying something that may be used against you.
Anonymous at Answerbag.com Visit the source
Other answers
You should call yourself. your insurance can only act on your behalf if they pay something out on your behalf (subrogation) so unless you want to use your collision insurance and pay your deductable youre best going straight through the other insurance. Also you should know that what the police said doesnt matter unless the police officer was standing on the corner watching the accident. Officers can issue tickets, they cant decide civil liability.
mrsruvi
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