What happens if you're at fault at a car accident and never file a claim with your auto insurance company?
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Answer:
If the other person has the information their insurance will file..assuming you hit another car and they have you info..if not..then you will be liable for payment out of pocket..your insurance can refuse to pay damages after a certain period if you dont file..all depends on the situation you are in.
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Other answers
Unless you feel lucky to not get caught and prepared to pay full out of pocket, I'd report it to be covered for damages on either side.
Lisa
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