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What If I stop payment a check and other person cash it at check cash place. who would they go after ?

  • I wrote a check to handy man and 10 minutes later he refused to do the job and I went to the bank and stop payment on that check. now two weeks later I received call from A check cash company Because my bank did not cash that check and the handy man cashed at check cash place and they said that I owe them money. can they go after me ?

  • Answer:

    Nope. As long as you stopped payment on the check the same day that you gave it to the handy man, then it is the check cashing places fault for cashing a 'bad "check two weeks later. Why didn't you just get the check back from the handy man? Or, better yet - why did you pay him before he did the wrok? Is there more to this story?

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Of course they can go after you. If you canceled the check, and did not inform the handyman that it was canceled, he had every reason to believe that it was good. However, since he gave them the check, they'll go after him first. In any case, why did you write a check to someone before the job was done?

gabrielhusseinnova

The check cashing place can say anything they want. And boy, do they every want! They're the ones that goofed. You can just ignore them. Somebody there may get fired, but it's not your fault, you did everything right.

Ancient_Hacker

well you handed the check to a contractor not to the check casher so the check cashing will ultimately collect it from the guy that presented the check nope they have no connection to you

KarenHairChop

Next time, don't pay anybody BEFORE they've finished the job and before you're happy with the results.

Ancient_Hacker

If he refused to do the work, and then he tried to cash your check, it's HIM that passed the bad paper, they should go after HIM, not you.

Ancient_Hacker

Answer below is correct; that is why bank cashing companies keep a large percentage as a fee to cash checks; because some of them are returned and they are not able to collect.

KKL

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