What is a debt consolidation refinance program?
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Answer:
Debt consolidation refinance programs are programs that help people solve their debt problems through structured planning and execution. A major part of these programs involves making payment arrangements to allow individuals to consolidate all of their debt into one payment.References:http://www.prlog.org/10774037-debt-consolidation-refinance-reasons-for-refinancing-your-debts.html
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Other answers
They are scams created by creditors to discourage debtors from declaring bankruptcy, even when it would be in the debtors best interest. The programs ruin your credit and end up costing a lot of money. Avoid like the plague.
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