What is a cycle service charge on my bank account and how can I end this vicious cycle?
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Answer:
Hehe. Usually it's for not maintaining a certain minimum daily balance amount. If you don't want to stop by the bank the website should have a 'fee schedule' showing all the potential fees charged. You may be able to change the type of account at your financial institution in order to not get charged this fee. Otherwise, the only other way to end this vicious cycle would be to find another bank or a credit union. :(
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