What to buy with my store credit?

Does Visa credit cards have a policy that if you buy something with the card and the store won't return it, could you dispute the charge on the credit card?

  • Answer:

    If you are following their return policy, then yes. Credit card purchases are protected under the Fair Credit Billing Act. This law gives the consumer the right to withhold payment on poor-quality or damaged merchandise purchased with a credit card.

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If you are following their return policy, then yes. Credit card purchases are protected under the Fair Credit Billing Act. This law gives the consumer the right to withhold payment on poor-quality or damaged merchandise purchased with a credit card.

Allan Hawkin

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