How do most people pay online?

How Can I Pay People Online?

• Answer:

  If writing a check or going to the ATM and mailing a payment it isn't fast enough, paying people online is a safe, easy and fast way to solve your dilemma. Whether you are looking to send money to a friend or loved one, or you want to pay people for goods you bought online, there are various types of services that make this a possibility. Once you find the right service for you, making a payment online is a task you can accomplish swiftly. Difficulty: Moderately Easy Instructions Visit the PayPal website and use its service to pay people online. With PayPal you can sign up for a cost-free account with your email address. PayPal provides various services including the ability to pay and send money to people locally and internationally, plus you can also shop online and receive payments using your PayPal account. When you pay people using PayPal, the person receiving the payment will also need to have a PayPal account. If the amount you are paying is coming directly from your PayPal balance or bank account there is no fee for the service; however, if the payment is coming from your debit or credit card, a fee of 2.9% plus $0.30 (as of November 2010) will be added to your payment amount. Go to the Western Union site and pay people via the Internet by using its service. Western Union enables you to engage in various financial affairs through its service including paying bills online, getting money orders as well as paying people in over 200 countries worldwide by sending them money through the Western Union online-based interface. When using Western Union online, you can pay people in a variety of ways including using your bank account and your debit or credit card. You can also choose when you want people to receive the payment (in minutes, next day three day), plus you can have the payment sent to the receiver's address, mobile wallet (if available), bank account or at a Western Union location nearby the receivers location. A money transfer fee will be added to payments you make via Western Union; however, the fee amount will vary depending on the service you are using and where you are sending the money. Navigate to the MoneyGram website and make online payments by utilizing its service (see Resources). With MoneyGram you have the ability to pay bills online, accumulate rewards points when using its service and you can also send money online to pay people throughout the world. MoneyGram offers two types of services to make payments online. To use its same day service you will need to use your credit or debit card and the person you are sending a payment to will generally receive the payment in minutes. The economy service option requires you to use your bank account to make a payment and the payments amount usually arrives within 3 business days. When you pay people online using MoneyGram, a processing fee will apply. The fee amount will differ depending on the payment amount, location where you are sending the payment and the type of service you select. Use the online bill-paying service provided by your bank. All national banks and most major regional and some community banks feature online bill paying from your checking account. You can also transfer money to another account holder within the bank. Additional fees are imposed if you transfer money to a person's account outside the bank.