Are there any loans that need no checking account or direct deposit only a prepaid debit card?
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Answer:
Yes. Unsecured "payday advance" loans online don't often ask for these things. You pay for this conveniance in the back end with exorbant APR. Most lenders that would give you a decent interest rate are usually interested in an actual account. Lenders are looking for ability to repay debt, and that is easy to assess since you can track transactions and average balance. Prepaid debit cards are considered the same as cash in the lending world.
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