My girlfriend and I are heading to marriage and we have some money now. She wants to use it to buy a fancy car and rent an apartment instead of buying our own house. How should I let her know it just doesn't make any sense?

Perhaps it would be better to sit down and discuss the future a bit. Money is one of the major reasons relationships and ultimately marriages fall apart. I would be really weary of investing in anything together financially when it appears you are quite different in regards your view on how to use money. I am not sure you could just "win" this one with the right argument. Relationships are a matter of compromise. Perhaps it is sitting down and planning out what the next 3 or 5 years of your relationship will look like. When are you getting married? When do you want to buy a house? When can we afford a luxury item like a fancy car? When do we want to have kids? If you forecast into the future, it will help deal with the present as each of these decisions will definitely affect your future plans together. Hope it helps. :)

If she has an issue with keeping up with the Jones's you may be headed for a lifetime of this.. I've seen it a couple of times and if it's all about presenting an image to others it will never work out for you.. even if you were rich there is always more. Then again..maybe she doesn't want a house because she wants to live somewhere different and try new things.. A car is a car and a house is a home. Better find out where her head's at.. my ex and I rented a few houses so we'd be better able to see what we liked and what we didn't about houses and apartments.

Y'all really need to talk,BEFORE you get married, about your views not just on money but on any other things you have been brushing under the carpet,such as parenting styles and religion,one of the biggest sources of conflict in marriage is when one party is a saver and the other a spender, you want to save for the kids college, she wants to go on a cruise with your tax refund, no buenos,I remember a program about plastic surgery,the woman had bankrupted her husband with her obsession with surgery, and as the show ended , he had had to sell their beautiful house with a brook running through it, to pay for the debt she accrued, and as he was looking at the moving truck saying , "no more, this is it", she was looking at the camera, saying "I don't care what he says, I'm still going to have some more surgery". I felt it was so sad.The moral of the story is clarify what your views and expectations are, have separate bank accounts and a common household account, and please please get a prenup,not because of what you have now,but because of what you  might acquire in the future,you seem to have a good financial head on your shoulders,so you probably know that divorce is a major wealth destroyer,and 50 % of marriages end in divorce, just so you know if the money to buy the house is coming from your side it would be better to buy the house in your name before marriage, otherwise it becomes marital property in the event of a divorce.I hope you have a long and happy marriage ,but as the saying goes 'trust in God but tie up your camel', good luck

Talk to her man to man in a sweet manner important things be prioritized rather than acquiring those car, saving some money be the most important above everything to buy those things. As a beginner and as a new married couple save first then house should be done first, then furniture and all necessary needed in a house. later upon accomplishing such things you may buy car but for me before that it is good to save for capital and invest it in business to grow. Sacrifice is required to reach a certain goal if that's the way how your wife plans it should be you to plan for your own good future. Okey you have the money that's why she wanted a car it's yours to decide whether you'll grant her request, if you love a person you would do everything to make him/her happy.

http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2014/02/11/should-you-buy-or-rent-a-home

Seems like you have very different financial and social priorities. I think that can cause a lot of friction in a simple relationship let alone a marriage. I would talk to her about her thoughts and values before getting married. Even if you solve this issue without getting down to the reasons behind it, you may have to face another similar decision from time to time, which can be draining on both of you and your marriage. P.S: Buying a house is not necessarily the best financial investment for everyone. Read some more about that later.

In truth, at sometimes I was, NO!  Always I was trouble with women, too. It seems you're a good man and want to live with her forever, you want a house, don't you?   If you're from China, then in a way it means you want to be responsible for your family which is only you and her. Because whether had a house or not is very important in chinese culture if you want to get married. At least, for your mother-law.   You know it is really surprising me when things shows it is you, not your girlfriend want to have a house insteadof having a fancy car. For as I know man  always be interested in car, sometimes women do the same though, but most of the time they would rather had a house.   So as I mean, maybe it is luck for you, it shows she is really fall in love with you maybe, for she's don't care if you had a house.   Finally, of course, you don't want me console to you, you don't want face this bad situation, you want change it! You want things to be what you want. Sorry, as I said, I was trouble with women and girls, too. Sorry again, I can't tell you what is right to do, beacuse even I don't know someone in this situation what could he do. I'll just tell you what would I do.   First, I'll talk with her, tell her what I thought, if we can't get the same answer how can I still get marry with her, how can I still happy with her. Maybe I'll just break up.   No second, things just always becoming easy by talking. Anyway, there's so many girls in this world, maybe you trouble with girls like me, but never trouble with worrying about can't find a wife.

From a purely financial perspective- buying new fancy car is STUPID.  It is a rapidly depreciating asset.  Investing in a starter home is way, way more responsible. If she is ready to break up with you over the difference in your approach to finances, you absolutely should not marry this girl.. Money problems are the number 1 cause of divorce.  If the money is borrowed, it isn't really 'yours' to throw away on a new car.  This is a red flag.  It isn't just about the car vs. house debate.  If she insists on her own way and that takes precedence over your relationship- this relationship is not going to end well.

Financially, getting into any debt until you have a stable income doesn't make sense. If you and her don't have a progressing careers, one of you might get a better offer somewhere else, and then both of you will have to move. If she wants prestige and excitement, how would she feel about opening a small business (or a franchise) or buying an existing one that you know you could improve?