Typically, do cash advances from credit cards cost you money if you pay them back on time? Also, how do i get a cash advance?

A Konnor pointed out, yes cash advances do cost money no matter when you pay them back. You are charged interest immediately, without a grace period, and the interest rate on cash advances is typically MUCH higher than regular balances. Often around 20-25%. In addition, most credit cards have cash advance fees that are also charged immediately. These vary, but are most commonly 3% of the cash advance balance. So if you advance yourself $1,000, you're immediately out $30, and you have to start paying 20-25% compounding interest on top of that.

Cash advances on credit cards are a very expensive way of obtainning cash, and not recommended unless vital. By vital I mean to avoid a more expensive charge that would be of a value greater than the interest on the cash taken as an advance, and not for a night out on the town. If possible, use your card to purchase the good you require rather than taking out a cash advance, there is usually far less interest involved in purchases than cash advances.

Cash advances are something that should be personally created/developed for your specific situation. Depending on the length of time and the amount of money borrowed - along with other characteristics of your plan the amount due will change; even when payed on time. Check out http://www.MomentumBusinessCapital.com/ to help create a custom plan and figure out the best scenario for you or your business!