How do I afford college?

How will I be able to afford college?

  • I currently am a Junior in high school and want to go to a renown 4 year university in the field of either software engineering or computer science. I plan to have an emphasis on Computer programming. Currently my GPA is 3.6 (A- Average) and I take full honors classes. This Junior year and Senior year I got accepted into the Diploma program which basically offers college level prep classes/college level classes at my school. My top choice is Berkeley, however I don't know how I would be able to afford the out-of-state tuition since it's around double the in-state tuition cost. Currently I have a job and have around 2,800$ saved up. I earn minimum wage  and get around 30 hours per week. After doing some calculations, I found out that next summer I would make roughly 3,000$ after taxes, and then my Senior year summer I would make around 3,600$. I will be working during the school year, however only weekends/holidays so I don't expect to earn more than 500$ during the school year. I really want to go to  an out of state college, specifically somewhere warm because I live in Minnesota right now. My parents won't be paying anything for my college, besides some cash to live off of (They gave my brother 600$) I wouldn't be the first in my family to go to college, I'm not a minority, and don't qualify for 90% of scholarships. I have yet to apply as I'm starting my Junior year now, but I'm afraid that even if I do get accepted, I won't be able to afford going to a public college

  • Answer:

    Most elite universities provide financial aide to help you attend college if you come from a position where it would be difficult to pay the tuition.  Depending on your family's income you may not have to pay anything at all.  You can research this on a per college basis, but if I remember correctly Stanford doesn't charge anything if your family earns less than $100k per year.

Ryan Cheu at Quora Visit the source

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To be a successful engineer, you don't need to go to a top tier college. In 5 years post graduation, no one cares as long as you are good.  But it might piss some people off if you advertise where you went.  Also consider that every one else was top of class in high school, so on a good day you will be average.  What differentiates people in college and after is creativity, communication skills and drive.

Ian Osborn

It sounds like you are hard worker, you will be paying for college primarily on your own, and you're wanting to go live and go to college out-of-state but have no idea how to afford it.  Also sounds like scholarships aren't likely to be your answer and the little savings you do have simply isn't enough. Why you've chosen one of the most expensive colleges in the country (Berkeley), I'm not quite sure...  Great school, sure; cool location, yes.  Unlikely to be affordable...almost certainly.  I chose a mountain of debt for my favorite school too.  I was blind to the cost because it seemed like Monopoly money.  Trust me, if you're paying for college for yourself, IT'S REAL MONEY! Good news is that you sound like you're a terrific candidate to earn in-state resident tuition in other states.  If you were open to taking a gap year involving moving and working and supporting yourself prior to enrolling in classes...then you could likely get in-state tuition in virtually any state school (with some big exceptions like California, Arizona, Vermont). If you're willing to go to school part-time your first year while establishing residency, then I'd encourage you to check out colleges in Washington, Oregon, Montana, Texas (if you want warmth), Nevada, Idaho. Check out this map of in-state difficulty and explore some of your out-of-state options here: https://www.instateangels.com/state-tuition-rules-search/.  To learn about the basics of qualifying for in-state, check out https://www.instateangels.com/how-to-get-in-state-tuition/.  Alternatively, also feel free to do whatever independent research online that you'd like.  Either way, there's a lot to be gained by looking into this route more. Note: there are also several states (not a ton) where you'd be able to be a full-time student while working very little and still be on track for in-state status after a year.

Jake Wells

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