Does getting money out of a Roth IRA need signatures from both husband and wife when it's a joint account?
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It's a Pioneer fund, savings account thing, which basically we put $2000 in, and that means we technically bought $2000 worth of stocks. What happens when my spouse gets the ...show more
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Answer:
You can not have a joint retirement account so find out what exactly you own Take care
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Other answers
I don't know what type of account you "think" you have, but if it is a "joint" account it is NOT an IRA ("individual" retirement account). See IRS Publication 590. Do you get a 1099 after the end of each year for that account and what does that say? If it is your IRA and she is just a beneficiary of it, she herself could not draw anything from it until you die. If it is some other sort of joint savings account, either party could withdraw from it. So don't put all "your" eggs in one basket.
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