How long will it take For the insurance company to pay me my money?

Yes definitely you can go to the court but before you should take advise from your lawyer and try to convince the insurance company through him. And if the matter doesn't solve you can file a report against the insurance company.

How long will it take for the insurance company and me/my lawyer to come to an agreement on a settlement? To answer this question, there are many layers to drill down through. There are several online sites that walk through the beginning timeline of notifying your insurance company, collecting whatever detailed information you can. … And, then … the complications begin. Who was driving? Was it a one-car, two-car, multi-car accident? Was there personal injury? Who was at fault? Was there property damage other than the cars? … And, so on. One can be fairly sure that there are added complications to be found. Law Dictionary: How long will it take to settle from a car accident if I have a lawyer?

If this is truly a "pain and suffering" case, your attorney will be better able to explain this to you. These can be complicated, and each has its specifics based on the facts. However, in general you can probably be certain that you will not get the money directly. In order to do that, you would have to sign contractual paperwork and as a minor you are not considered legally competent to execute contracts. Most likely, any money would be paid to a legal guardian or a trust, to be held for you and either used for your welfare or just held until you are an adult.