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Can you get a college car loan?

How can a college student get a car? Can I get a loan?

  • I really need a car at the moment. I've been using public transportation in the city but at home in the suburbs there are no public transportation options around me that will take ...show more

  • Answer:

    There are student loans available and you could perhaps buy a cheap car with some of the proceeds. Not a $10k car. There is no such thing as student car loans except maybe for grad school dentists who have an income. I think they earn $25-30k working 1 day a week at a clinic. And I wouldn't advice borrowing because that eventually has to be repaid. I started working & saving at age 14 so I could buy a car at 17, then a nicer one a few years later. Then when I had a full time job I borrowed $6500 to buy my most expensive car of my life and kept it for a number of years. Ever since, Ive been buying & driving cheaper cars. My current car is a 94 model worth maybe $1200 and Ive had it for 8 years. You are already in college and never thought about a car until now ? How is that ?

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Go to a loan shark and get a loan. They will charge you 30-40% interest. Your APR would have been sh*t anyway. Get your parents to co-sign a school loan from a bank. Your already getting into debt, might as well keep going for another 10k. This way you could at least finish school, and the interest rate would be cheaper than a car loan. Also you wont pay until after graduation, or have it temporarily deferred if you get laid off or in the hospital.

Drazan

You keep using the bus. With no income from employment you won't get a loan.

STEPHEN

No, there aren't.

Mark K

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