Where can I find Credit Card applications online?

What do you do when services, such as credit card applications, are unable to find your credit information or receive the correct information? This is after the fact that you have already received your credit reports from each bureau and have validated they are accurate.

  • Answer:

    If you are denied credit or offered unfavorable terms due to this, you should contact the credit issuer and let them know they made some kind of error.  For example, let's say you apply for an Amex card and they say they can't find your credit report. You should call them and give them the information that they can use to find the report. If they're using old/inaccurate reports, you should let them know and they will pull correct ones.

Paul Unterberg at Quora Visit the source

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Other answers

Credit bureaus are supposed to have the most up-to-date information regarding your credit score. You would think that they would be able to verify that all of the information is correct. According to a recent study however, it found that 79% of reports contain some kind of error. If this error could drop you down 25 points, that could take you from good to average credit. The first thing I would say if your credit data is manageable is to check the numbers yourself. You can often find the errors yourself. If not, go to a credit repair service that will be able to fix all of this for you at a price thats well worth the cost. If you have any more questions, refer to https://www.debt.com/solutions/credit-restoration/services/what-is-credit-repair

Ryan Ballard

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