Payment Gateways: What is the best way to identify credit card type on a merchant site?
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For an ecommerce site what is the best way to identify credit card type (as in Visa. MC, Discover or Amex) based on the specified card number? The end goal is - based on user specified card number, automatically identify which card type it is on the merchant site itself. 1. Generally provide a dropdown with the card type options. But this is not great experience and will be an additional UX element. 2. BIN range based checks - if this is the way to go which BIN db is the best one to buy and use. Must be a very authoritative one. This will have challenges like having it to get updated on a regular basis to reflect latest changes. 3. Any other option?
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Answer:
I'd start with this: http://en.wikipedia.org/wiki/List_of_Issuer_Identification_Numbers
Stan Hanks at Quora Visit the source
Other answers
Pretty Much any card starting with a 4 is a Visa card 5 is MasterCard Amex dinners have the 3 and other smaller providers 6 is relevant for local card schemes. You can implement services like Maxmind to target a bin first 6 digits. Depending on the service you are looking for a registry may be requiered. http://mcccode.com/page/apply-now
Daniel Berger
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