How does international travel insurance work?

How does my travel insurance work if I get sick in America?

  • Hi, I'm going to the US on Saturday for two weeks. I have purchsed travel insurance. It says my medical limit is £5m which is good. This is for emergency medicine, what I ...show more

  • Answer:

    You will get billed by the hospital and doctor, two separate bills. Then you will have to present those bills to your insurance provider and they will reimburse the hospital and doctor. I suggest if you have a minor problem you pay for a doctor visit and medication in cash. The hospital does not care about your international health insurance. That is not the same as travel insurance so be sure you are covered for injuries and medical treatment. Every hospital charges in the U.S.

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