What type of insurance does my business need?

What type of liability insurance do you need for a small business that provides cooking classes for children a?

• What type of liability insurance do you need for a small business that provides cooking classes for children and cooking birthday parties?

• Answer:

  There's probably none required by law. But you'd probably WANT general liability, and some abuse/molestation lawsuit coverage (for defense costs, in case you're falsely accused), and maybe even accident coverage in case the kids get hurt.