What insurances do I need as a home-owner?

If you have a mortgage, you'll need homeowner's insurance as this is one of the stipulations your lender requires before closing on a home. If you own your home outright, then, insurance is not mandatory. To find the best insurance, you could talk to a few agents in your area, or try quoting online for free. Make sure you know what you're getting into before you purchase your homeowner's insurance. READ THE FINE PRINT. I've noticed that a lot of losses could have been avoided if the insured just read what was covered on the policy. It seems like the black fine print is a headache and really boring, but, it's necessary if you want to properly protect your home.

Nothing is required by law. Advice, would wildly depend on your particular situation. Pricing, well, there's no shortcut. There's no company that's cheaper than everyone, FOR everyone. You have to shop around. You SHOULD use a local agent, who can explain the policy coverages to you. Some policies are better than others, and ALL can benefit from adding "endorsements" to enhance coverage. HOWEVER. Even policy forms vary somewhat from state to state. Any advice I offered here, might be great, might be worthless - depending on your situation. Go talk to a local agent or three.

Hi Friend, I would be pleasure to suggest you. Mortgage Payment Protection Insurance policy offers UK homeowners complete peace of mind protection at the best possible price. May be this Insurance policy can give you better information to decide. Good Luck Larry

I am Financial advisor working in an insurance company. Kindly send ur details to my email id and give an appointment. I will give lots of insurance solutions. My Email : [email protected]