Why can't I consolidate private and federal student loans into one loan?

How do I consolidate a Private, Parent Plus and Federal Loan, under a different name, all being Student Loans?

  • One is a Private under my name. One is a Parent Plus loan under my dad's name. One is a normal Federal Loan under my Father-in-law's name.

  • Answer:

    Unfortunately, you can not consolidate private loans. And, it's possible that you can not consolidate parent plus loans either. Go to the federal loans website and look at the consolidation information. If you're still not sure, give them a call.

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