Anyone heard of lynchburg financial group?

Go to your bathroom and look in the mirror. See if you have SUCKER in bright red letters across your forehead! Sounds like a typical advance fee scam warming up to me. Legitimate lenders don't just call people out of the blue. Most likely, these thieves will ask you to send them some sort of advanced fee to secure the loan (also something legitimate lenders never do). Then you will never hear from them again and you'll be out whatever money you sent them. If you need a loan, go to a reputable local bank. Good luck!