Prepaid credit cards uk? how does it work? where do you get one? can you get it to be a "visa card"?
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ive heard they exist but know nothing about them,can anyone explain if it is possible for me to get a prepaid visa card? are the fees extortionate?
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Answer:
You can buy them from branches of Spar, McColls and other independent newsagents. Just look in their windows for adverts. Or you could go here: http://www.tuxedocard.co.uk/ and apply for one. It usually costs £5-£10 and you can get Visa Mastercard/Maestro cards. The fees are not that bad if you are just using it online.
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Cheviot
The dirt road down to deptville is rocky and steep and if you don't make repayments the interest makes you weep,ha ha,if you can avoid it R i would,i'm paying through the nose in interest payments cause i lost my job and missed a few,my bank was good enough to give me an overdraft to appease the company but i'm still in it up to my neck,if you can avoid dept avoid it,sometimes ot's not worth the hassle,like my wee ditty,made up just for this question,ha ha.
Matthew J Bell.
A prepaid credit card requires that you put the money into the account before you can use it. A debit card is better. The credit companies are trying to expand their cash flow.
NotRobinHood
in the UK, they're widely considered a stupid way to spend your money. Why in god's name do you want to pay to spend your money? If you need a card for online transactions (because, let's be honest, nobody refuses cash) then just open a bank account; you can get a free bank account in the UK no problem, you get a cheque book free (usually) and if you're under 18, you still get... a debit card. And you just pay money into the account and use the card, no fees. If you want a Visa card, open a bank account at either Abbey, Lloyds or Nationwide as they all use Visa. Personally, I'd recommend Nationwide as there are no fees for using the card abroad.
oliprofessor
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