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What is the best debt consolidation program out there?

Who has the best payday debt consolidation program?

  • am looking for a good company to consolidate some payday loans I have. Need a company that will negotiate with creditors right away

  • Answer:

    There are no such legitimate programs...any company promising to perform this service is just a vulture that is looking to swoop down and take whatever little money you have left. If you can't pay then you can't pay. You'll just have to let the accounts go to collections and pay when you can. No 3rd party firm can assist with payday loans. You can negotiate on your own. Make a settlement and if they accept, get the terms in writing, then pay.

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There's only one payday loan "debt consolidation program" I know of, and it's called bankruptcy. By utilizing this option, you can most likely "consolidate" your loans for zero percent of the balance owed. The "company" that offers this program is called the federal bankruptcy court, and the cost to obtain the services (the filing fee) is very reasonable.

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