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What is the difference between Soft Bouncing and Hard Bouncing?

What is the difference between writing a bad check and bouncing a check?

  • I've heard of people getting jail time for writing a bad check but when I hear of someone bouncing a check they don't have any concerns over jail time. Why is this?

  • Answer:

    I believe that writing a bad check is like making up account information and printing it and claiming it's real and using it to buy stuff when the account and or bank don't exist or they aren't yours. Or writing a check from a stolen wallet. And yes when you get caught you will go to jail or have some major penalty. Bouncing a check is totally different, it means that you wrote a check and didn't have the funds in your bank to cover it. the people that you wrote the check to will probably demand some kind of NSF fee. (insufficient fund fee) because in order to process your check they have to pay to have the access to your account.

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i always thought that they're the same thing. you don't usually get thrown in jail for having insufficient funds, though. maybe if you knowingly and purposefully wrote a check on an account that isn't open or isn't in your name or something, you might get prosecuted for bank fraud, but that's it.

what?

same thing legally. The difference between one that ends in jail time and one that ends in overdraft fees is amount and/or frequency of occurance.

osufth

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