How can i send money overseas. with out carrying a big wad of cash with me or using a credit card.?

a money belt sounds ridiculous but they seem to work, you can keep a few larger travelers checks in it and cash one when your low

You can either go to your bank and do a wire transfer into the intended party's account, if you know their account number, or do a wire transfer through Western Union or MoneyGram. Both of the later will require cash from you to wire to your friend. You can also purchase either a cashier's check or traveler's checks or money orders and send them snail mail. If the money is for you to use while traveling, your best bet is the traveler's checks. American express guarentees that your funds will be reimbursed if they are lost or stolen.

Your debit card VISA will work in ATM machines internationally. You could techincally withdraw money whenever you needed it. The only problem with that is the fees and exhange rates add up if you use the machine frequently to withdraw small amounts. If you have a trustworthy friend or relative in your destination, you could send the money to their accounts by wire transfer before leaving. Then you could withdraw it there. Really the best solution is traveller's cheques. You'd be most secure with those.

WEstern Union

Your VISA debit card, can be used just like a credit card, with the only difference being, the money comes from your checking account. I know, I use mine everywhere I go.

Travelers Checks, if you lose them or they get stolen they will reimburse you.

Use traveler's checks. I love them because they're easily replaced and you're not liable if you lose them.

Travelers checks

get travelers checks