If we get government health insurance, what happens to the money my employer pays for my health insurance?

No - that money, along with a lot more from you, will go to the government to pay for national health.

Insurance is NOT a savings account. It's more like the lottery. If your number doesn't come up, you don't cash in. Likely, your employer won't give you a raise.

No. There are no current plans for a gov't health plan, but if there were then it'd be paid through increased taxes and you wouldn't get a raise. Likely it would result in a reduction of your pay by 15-30% and some people would even lose their job. That is the big issue with one of the current requirements on the table that would require small businesses to pay 8% tax (or thereabouts). That wouldn't cause people that are uninsured to become insured. It would cause employed people to become unemployed. If the employer had to pay an 8% tax then where do you think those funds would come from? They would reduce their force and reduce your income to lower the tax and raise the funds to pay it. I have a client that has pretty much laid off his entire staff and automated his business so he wouldn't have to deal with all the requirements and taxes put on business owners...FICA, Worker's Comp, health insurance, etc.... In European countries the companies pay an additional ~30% (on top of what the employee pays) to cover some of their programs. If they levied something along those lines here then the LAST thing you could expect is a raise.

Some companies will pay you the amount that they would have had to pay in premiums if you opt out of their insurance plans. Other companies don't have the choice and you are just covered by both plans. If the government plan doesn't pay 100% the balance of the bill is then submitted to the second insurance company so they pay it.

bout time your country did something for you.