Can someone help me in regards to health insurance? i am helping my mom?

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I'd do Traditional Blue, or Blue Value with 80/20 coinsurance, and a 500 or higher deductible. Some of their plans will look cheaper, but they may not work for your area because of the PPO. Go to an agent. It's the same price, and he/she should be able to tell you what's the best for your area with your family practioner. Health insurance is FUN!!!.....not.

I wish I could have healthcare for 200$ a month. Really watch the co-payment, deductible and what % you have to pay of each bill even after those requirements are met. We pay 700$/month, plus a 20$ co-pay each visit, plus 1000$ deductible on each person and every bill we owe 20% until we reach 20,000$ per person and then Blue cross pays 100%. Be very careful. I can't believe that you can do better than 200$ month.

Get your all information about insurance. This website will be helpful for you for your insurance plan.

Make sure that it's an HMO or PPO rather than a "discount" plan. A "discount plan" means that you pay them a chunk every month, have to pay in full to your medical provider, and then they will give you the rate (usually about 40%) back after they verify your claim...big rip off, if you ask me.