What's the cheapest car to insure?

Whats the cheapest way to get car insurance for a 17 year old male?

  • im a 17 year old boy learning to drive whats teh best car for me to get and cheapest way to insure it cheapest companies best cars for my age to insure thanks

  • Answer:

    Obviously you want the smallest engine size to keep the insurance down. Maybe a Corsa, Clio, Punto, Brava something along those lines. My son had an 1100 Clio and his insurance when he was learning last year was £395 with Quinn direct. Don't listen to people who tell you to go on your parents insurance. It will do you no good in the long run as when you come to take out a policy in your name it will be like starting all over again as you won't have any no claims in your favour.

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cheap runaround, get loads and loads of quotes,(around 20) and dont crash !

jamesdean2002uk

Go to one of the comparison sites and make sure you list that NOBODY else will be allowed to drive your car. My son did that and its the cheapest way. Its still cost him a fortune though.

suzanne

You'll have to get the car registered in your parents' names, and then they will have to insure it in their names with you as a named driver. It's the cheapest way by far.

Orla C

Ask your mum to put it on your dads insurance. He'd do it for her, and she'll do the persuading ! I think what you would gain on future no claims by 'doing it yourself' would be lost on your 'young age premium' paid now. Maybe your mum needs a 'new' little 'old' car ?

ian s

Cheapest cars to insure are those with low engine size so your 1 litre Clio / Micro / Fiesta would be good although street cred can be an issue!! Avoid anything that says 'Sport'. If possible, have yourself as a named driver on your parents insurance - this can lower premiums a bit. For my first car I went through Elephant.co.uk and found they were the cheapest of the bunch for the bog standard fire, 3rd party and theft. Sadly, the fact you a male, 17 and this will be your first car doesn't bode well for insurance - you'll be looking at a hefty wedge of cash to shell out. You could take the Advanced Driving test (your Instructor should have info) as some insurers give you a reduction in premiums if you have passed this. Good luck!

Amazingwoo

go under your parent's plan

Wonderwall123

its going to cost loads. so if u can go on your parents policy as a named driver

barnzy

Try and compare free quotes at: HOWMUCHISCARINSURANCE.US

Andrejs

If you don't mind quality of cover (and you won't until you make a claim) then there are plenty of aggregator websites who will provide the cheapest quotes for a 17 year old. With regards to 'going on parents policy' please note the following. If you want to learn in your parent's car then they can add you onto the policy -this may cause problems as many companies won't allow young additional drivers onto a policy - best bet is to see an insurance broker. If you become the main user of your parent's car then they will have to tell the insurer and pay the extra. This is still relatively cheap as they presumably have maximum no claims bonus - make sure they protect it! If you buy a car for yourself then you will have to insure it - there is no qay of avoiding this legally. Look in Parker's guide for a car with a low insurance group - probably 10 years old or so. The cheapest legal way is this. NB you must be very careful and tell the truth to the insurer. 1) decide on the car. 2) get your parents to buy it and register it in their name - keep the purchase receipt showing that the parent bought it. 3) get your parents to insure the vehicle on their current policy, REPLACING the vehicle that they have and MAKE SURE that the principal driver of the new car is declared - i.e. you. ALSO: make sure the policy is a protected bonus policy. 4) Your parents now need a new policy for their current car. They can't use the no claims bonus earned on their old policy as this is being used by the new car BUT they should get a good deal on a second-car introductory bonus. 5) Get quotes for all the above actions BEFORE you commit yourself. Please note that you do not earn any no claims bonus this way, however if you manage to drive without accident/ conviction for a couple of years then you won't have to pay as much. Send me my fee for £100.00

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