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Help me steal money from myself

  • I lost my wallet. So far no one has used any of the cards in it, but I really need to. Is there anyway to pay in-store with just the credit or debit card numbers? I lost my wallet on Monday, realized it on Tuesday and decided it was a post-thesis problem yesterday. Today, I realized that I'm going to need it when I pay for printing out the bound copies of my undergraduate thesis to hand in to my professors. Tomorrow. Originally, I was planning on going to store I found that prints very cheaply and in less than half an hour. When I realized this was a problem, I started looking at online places which just take the numbers but since I left this to the last moment, most of the online places I found take too long and are much, much more expensive than the original place I was going to, not counting any sort of rush job fee ($5/copy v. $50/copy - I have no idea why everywhere else is so expensive but the original store has great reviews on yelp). I can ask a friend to lend me the money, but I'd rather not, since we're all broke college students and I want to make sure I have more than enough just in case there are any surprises. I don't have more than $5 in cash but I do have scans of the front sides of my credit and debit cards and know the security code on the back. Will a store accept that and just plug in the numbers? Other suggestions? I realize I need to cancel the cards, but they haven't been used yet and I'm convinced they're either in my friend's apartment or my room because I did not go anywhere else. Despite a lot of searching, I can't find them.

  • Answer:

    I was in a similar situation once; I ended up managing with the limited cash I had, but my backup plan was to send myself some money via http://www.westernunion.com. You could send yourself money online (using your scans of your credit/debit cards) and then go and pick it up in cash. I don't know what the availability of Western Union is like near you, but there may be a collection point in your area - or another similar service. Good luck!

raeka at Ask.Metafilter.Com Visit the source

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Or if you have an online account linked to any of your cards, why not do a money transfer to one of your friends so they can give you cash?

acidic

Could you call in the order over the phone?

acidic

Thanks everyone for all the suggestions! I ended up going the Western Union route (luckily I had my passport which I literally took to school because of a joke) but if I need more money before I get new cards, I'm going to try the credit union because that would have been easier. Now I just have to hope everything gets printed tomorrow without any problems...

raeka

I do have scans of the front sides of my credit and debit cards and know the security code on the back. Will a store accept that and just plug in the numbers? Only the shadiest kind of store, or maybe one where you knew the employees by name already. When I worked retail it would have been categorically and instantly refused.

jacalata

I once lost all my cards AND all my ID, and I still was able to withdraw money from my bank (Bank of America at that time). I just went and they asked me my address and SSN and a few other things.

cairdeas

I don't want to threadsit, but would it have to be my bank? My debit card is from a credit union in my hometown and doesn't have any branches where I go to college. Call your credit union and see if they have "sister branches" in your college city. I can do banking from my old bank account from MT at my current credit union in UT.(Two different credit unions.) You just need your account number probably and your SSN if you don't have your ID. You may have also set up a verbal password with your bank branch.

Crystalinne

Call your credit union and see if they have "sister branches" in your college city. If your credit union is a real credit union, you can do everything you need to do at other credit unions. This is the rad, amazing secret that makes credit unions superfuckingawesome. I bank with a Portland Oregon credit union, and while living in Maine, just went to University Credit Union and did all the things there I couldn't do online. All credit unions that are federally recognized, are linked. You walk in with your ID and account number, and tell them the name of your home credit union. From that point on, they can pull up your account and for most things, act like your home credit union. It might not get you a debit card right away, but you should be able to withdraw cash. This really shouldn't be a problem.

furnace.heart

Not exactly the question you asked, but maybe helpful: many college campuses have print shops on campus where you can get theses bound. They're generally more expensive than independent shops, but can send charges directly to the bursar, so you can pay them once you have your cards back. (congrats on finishing your thesis!)

dizziest

Do you have checks? Could you just pay for the copies with a check or get a friend to cash a check for you?

martinX's bellbottoms

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