Instead of trying to fix a broken system for selling insurance why can't we figure out how to lower the cost of healthcare?

Good luck with that. Health care in this country has gone from a service industry to a growth industry.

You really need to watch AB Tu's video!

When everyone has insurance that covers something, the price inevitably goes up. Insurance is driving up the cost of auto body work, of veterinary care, of dental care. It drives up the cost of health care. Insurance changes the dynamic. When you are paying cash, your goal is to pay as little as possible and not pay for anything necessary. When you are using insurance, your goal is to claim as much as you can to justify your premium and come out ahead. Get rid of insurance and prices will drop. However they will still be high in the US because the US is a special place where most people are fat, on prescription drugs, inactive, and have more illnesses due to their fat and laziness than anywhere else. Everything is more expensive because Americans are sicker to begin with, more drugged up, less tolerant of waiting times, and more sue-happy. Finding a system that will make American health care as cheap as some other country is like finding a way to drive around an 18 wheeler for the same cost as a Corolla. It won't happen.

If you think THIS broken systemis a mess, try fixing your problem, lowering health care costs? First of all Americans are the problem not the doctors. We are a nation that thinks a pill will fix any stupid thing we do to our bodies from childhood on. We have no idea what illnesses we CAUSE. Ourselves. We need to step up to the plate and take responsibility for our health with preventative measures so the actual ill folks can have a chance. The people who are acutally ill? They need this care, not Johnny Walker Red who had a liver transplant and needs another one. Or Ms. Hostess Twinkie who is obese from diabetes and lack of any education of what sugar does to all our bodies in the mass quantities we all consume. That kind of stuff really gets to me. So, we need cheaper health care without making doctors not want to practice medicine. We need to see the hell doctors endure, paying out their overhead. Insurance is a nightmare for doctors. They have to have a separate income just to cover the costs of their billing departments; let alone try and recover the money they did earn. So? What is the answer? It's still blowin in the wind my friend. http://www.youtube.com/watch?v=b7Dq4E-Apr8 Here is an answer

We need to put a limit on what a doctor can earn and have lots of them. Set the limit at about $85,000 per year. We can have lots more doctors by not selecting only the brightest among us. All we need is a guy with a couple years of medical education and a computer that will do all the doctoring work. We go back to wards in hospitals and get rid of a lot of the expensive equipment. And not use the expensive equipment as much. And, you should just accept the misery of being sick as a part of life.

Hello tom: I agree. When you've got insurance company CEO's making MILLIONS and MILLIONS in salary's and bonus's, the cost of health care is gonna go UP. So, let's go to single payer. That payer (the government) WILL DETERMINE the cost of health care. I pains me to say that. I'm a staunch capitalist. I believe in the free market. But, when that market works BETTER for the vendors of health care, than it does the buyers of health care, drastic action is required. The health care industry COULD have solved this themselves.. Instead, they decided to get rich. I for one, will NOT let this industry DESTROY my beloved country. excon

Essentially, fixing a system that is broken, as it relates to selling insurance is the same exact thing as lowering health care costs. Remember, insurance companies (before the current law or mandate) were never found guilty of bad insurance practices. I am not exactly in favor of the latest health care law, however I do believe that it is better than the system we had before this, which meant that insurance companies could not be held liable for bad practices. Lowering health insurance rates is a good idea, but it would result from more government intrusion into these inusrance businesses. Yes, some laws should be put into place to protect vulnerable and even average insurance participants. However, you cannot force businesses to change their entire way of practicing.