How To Remove Account?

How do I remove a false account of debt collections on my credit report?

  • I recently obtained my credit report and found there is a collections account for a credit card company I never had on it. This account says that is was opened for collections in Jan 2013. I never had this credit account, and this account does not appear on my credit reports for 2011 or 2012 from the original creditor. I paid off all my 10+ years old cards. I know this is false information, so how do I remove it? Its the only negative mark and its effecting my score!

  • Answer:

    Contact the credit agency. By law they have to investigate.

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