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Where can a US Citizen living abroad get short-term health insurance for trips to the US?

  • Short-term Health Insurance in the US for US citizen living abroad? I am a US Citizen living abroad (UK). I'm covered under national insurance in the UK, but I return back to the US for short trips to visit family, etc., and I'm having trouble finding short-term health insurance in the States (i.e. for a week or so). General travel insurance does not appear to cover me since I am a US Citizen (correct me if I'm wrong!) Other short-term insurance also seems to cover people only for month long increments, and seems very expensive. (Also correct me if I'm wrong!) Does anyone have any ideas for how I can cover myself for these short term visits? Specific companies would be highly appreciated -- it's hard to tell which companies are legitimate providers, and which are not. Thanks!

  • Answer:

    I'm a dual Canadian-US citizen and when I travel in the US I purchase regular off-the-shelf travel insurance through CAA (aka AAA). There is absolutely no issue with being a US citizen- maybe there would be if the US had some sort of national health care and you were obligated as a US citizen to partake of it when you return "home," but that's absolutely not the case. I don't get what the issue is. Buy travel health insurance.

caoimhe at Ask.Metafilter.Com Visit the source

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have you tried http://worldnomads.com?

melizabeth

I'm a US citizen living in the UK. I just use travel insurance when traveling to the US to visit my family. I wasn't aware of travel insurance not covering me because I was a US citizen. Looking at my policy documents, the only clause I could find is that I have been residing in the UK for the past year - which I have.Can you elaborate on why you believe general travel insurance will not cover you?

vacapinta

Ok, looks like I may have been mistaken about the US Citizen thing -- which is good news! I'll just get regular travel insurance then. Thanks!

caoimhe

Since you also asked about specific providers, I have an annual policy from http://uk.virginmoney.com/virgin/travel-insurance/ I can't specifically recommend them as I have never had to use them but I'm sure they're legitimate. They cover the rest of the world too and Europe. Although, for Europe, make sure you get your https://www.ehic.org.uk/Internet/home.do if you don't already have one.

vacapinta

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