Can I get travel insurance that covers being put on the no-fly list?
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Can I get travel insurance that covers being put on the no-fly list? My wife and I are heading to Mexico in November for our anniversary. Having never actually been anywhere together, this raises some concerns in my paranoid little mind. One of which is this... We plan on getting travel insurance, due to the uncertainties of life. Most of the plans seem alike...coverage for most common events (death, sickness, loss of job, etc) However, times being what they are, I have begun to wonder what would happen if we get to the airport only to discover, for some bizarre reason, one of us has made it onto the no-fly list. This would really put the hurts to our anniversary trip as well as our pocketbook. So...anyone have any insight to this? Can I get travel insurance that covers this extreme possibility?
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Answer:
Get travel insurance that covers trip cancellation - that should take care of it, without getting into specifics.
Thorzdad at Ask.Metafilter.Com Visit the source
Other answers
Note that the insurance policy shown above doesn't cover a situation where the airline simply stops flying due to financial problems. I'd give very long odds that none of the other 10-20,000 MeFi's are on the no-fly list, and neither are you. At least 10,000 to one. (So all you need to do is find someone you know who is as confident as I am, and make a bet. You'll certainly lose your dollar or two, but - assuming you're sure that the other person will pay you should you in fact be on the no-fly list, you'll have insurance of sorts, I guess.
WestCoaster
Does the airline not give you a refund if you are prohibited from flying? Seems like you should be able to raise hell and get your money back from them.
reverendX
Does the airline not give you a refund if you are prohibited from flying? Good question. Out of all the tales I've read, I've not heard whether they get their money back. I would bet not. They are generally non-refundable for any reason (thus the need for insurance) Certainly, if you miss your flight due to being searched (and released) it seems the airlines do what they can to get you on another flight, but having to cancel your flight due to being on the list...sounds like free money for the airline to me.
Thorzdad
My dad worked as a ticket agent for a major airline, and said that while he's not 100% sure, he is relatively certain that they would indeed refund the ticket for someone on the no-fly list. As for the concern mentioned by WestCoaster - a part of the Patriot Act included a provision that, should an airline go under for financial reasons, the other carriers are required to honor any tickets from the failed carrier. You would end up flying at the very bottom of the stand-by list, but you would eventually get where you needed to go. Frequent flier mileage holders are screwed, though, so if you've been saving all those United miles for awhile, now might be a good time for that long-postponed trip to Hawaii.
robhuddles
Does the airline not give you a refund if you are prohibited from flying? Even if they do give him a refund, the airline probably won't give his wife a refund for her ticket, and they would also be out any pre-paid hotel, tours, etc. By the way, thanks for giving me one more thing to be paranoid about the next time I fly.
clarissajoy
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