What Is Deposit Insurance?

What, if any, are Germany's laws regarding bank deposit insurance and coverages?

  • Do they have an equivalent of the ? Aside from being key to the prevention of bank runs, deposit insurance also speaks to the level of government backing for the national banking system.

  • Answer:

    Due to the separate banking system there are different deposit guarantee funds for different banking associations. According to the EU directives 94/19/EG (CELEX Nr: 394L0019), 97/9/EG (CELEX Nr: 397L0009) und 2009/14/EG (CELEX Nr: 309L0014) certain minimum requirements such as 100% refund with 100.000 EUR tops (per client and institute) are ensured by the 'Einlagensicherungs- und Anlegerentschädigungsgesetz (EAEG). The law firm I'm working with is specialized on investment law if there are any questions left, please contact me.

Bernhard Kelz at Quora Visit the source

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