How does the American Express Premier Rewards Gold Card compare to the American Express Gold Delta Skymiles card?

The American Express PRG is the better card for three reasons: You earn Membership Rewards points which are much more valuable than Delta SkyMiles because they can be used at many other airline and hotel partners, including Delta, British Airways, Hilton, etc. When spending on Delta, you'll earn 3x Amex MR points with the PRG card, but only 2x Delta SkyMile on the Delta card. That's huge if you plan to fly Delta often. This doesn't even include the 2x points you earn on gas and groceries with the Amex PRG. Amex PRG is a charge card, which means you have to pay off the statement balance in full every month. The Delta card allows you to revolve a balace. This is a win for the PRG because it kind of forces you to be responsible as you can't accumulate debt with the card. Additionally, since the PRG is a charge card, it has a no-preset spending limit, which means you can spend more on it than you could with the Delta card. The only way the Delta card wins is if you fly less than 25,000 miles a year on Delta. If you fly more than that, you'd earn at least silver status, which gets you a free checked bag and priority boarding anyway, thereby negating the Delta card's biggest advantages over the Amex PRG. The only disadvantage of the Amex PRG is the higher annual fee. (One benefit not mentioned that the Delta card does have is that you can access Delta's SkyClub airline lounge for $25 rather than the typical $50)