Why do many retail stores, restaurants, petrol pumps and other establishments in India refuse to accept American Express cards ( charge or credit)? But accept visa/mastercard without hesitation?

American Express charges higher interchange fee to the merchant in compare of Visa Or Master Card. The Merchant establishment fee is also usually higher than Visa/Master Card.Here is one thing to know, that Amex Card Acceptance issue can be resolved if you are using an Amex Card and the Merchant has the establishment of Amex Card acceptance.If a merchant refuses to accept your Amex Card, just write an email or inform the Customer Care over the phone. Within a certain time-frame, Amex will contact the merchant(s) and rest will be taken care of. Mostly in these cases, Amex compromises with the interchange fee and provide few more attractive offers.The ratio of getting these acceptance issues resolved is 7/10.“Just Make sure that you are reporting that merchant to Amex.”