Does it make sense to buy an extra health insurance if company-provided insurance already exists? I live in a counrty where every company does not provide health insurance to its employees, and I am likely to switch jobs every 4 years.
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Why or why not one should keep an health cover ready. Isit a good idea to get an health cover as and when required?
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Answer:
You haven't specified where you live. The situation varies from country to country. If you live in India where health Insurance is not provided by state and employer may only provide limited cover, you may be able to buy supplementary insurance in form of top-up cover. There is a good article that talks about to do when employer provided cover is not enough. http://policylitmus.blogspot.in/2013/10/what-to-do-when-your-employer-provided.html You can also get the list of available top-up polices in India here https://www.policylitmus.com/weba/base.html?pg=weba%2Fbpfmhealth#eyJsb2IiOiJIZWFsdGgiLCJwdHlwZcSFIlRPUFVQxI7EkMSSxJRuYW3ElcSGVG9wIFVwIn0=
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