Why Tax is too much? I'm on the right tax code.?

Welcome to the real world! Most of the working population pay over around a third of their earnings in tax and National Insurance. You chose to have 3 children - they aren't my children but you seem to think that I (as a tax payer) should subsidise your lifestyle. And you are so wrong about everyone sitting at home and claiming benefits. Yes, there are some idle scroungers in this country, but there are thousands and thousands of people like me who have a lot of pride and would much rather work than sit on the dole. 20% tax is a lot to pay, but it has been proven many, many times that people simply could not afford to pay out of their own pockets for all the services that tax pays for, so we would be worse of as a society if income tax was cut too much. There would be no national health service - imagine the cost of all-risks private medical insurance for yourself and 3 children. Just think of all the other things that tax pays for. You couldn't even hope to pay for all those services yourself.

Very hard to decipher your grammar. However, ''I stop working for my agency so I could be on benefit and look after my family.'' means that you are letting everyone else who pays tax look after your family NOT you. This is why this government has to cut benefit everywhere. Then people will think twice before having kids if they can't afford to.

So you refuse to work so you don't pay 20% tax on your earnings, but you expect everyone else to pay that tax to support your family? Tax codes are cumulative - chances are if you worked less the next week you would have possibly got a tax refund. It's worked out so that over the year you pay 20% of your earnings past your tax allowance. Without seeing your P60 figures for last year, or knowing whether you had any other income I can't tell you whether that's right or not, but *usually* they get it right. 20% is a lot, and it is painful to pay so much, especially on top of your other expenses, but it has a lot to pay out for. Where do you think the money for the NHS, public transport, pensions, education and benefits come from? And 20% is the bare minimum - there are people who pay 40%, 50% tax rates. Childcare is a completely different issue, and it does affect a lot of people. A lot of people struggle to go back to work because the childcare costs would simply be too much to afford. It *does* sound like you were paying a lot of tax, but that would have been something to talk to your agency about - I'm sure they could have explained the reasoning behind it - rather than simply quitting work. Do you have any other taxable income that could mean you were paying more tax?