If you work in Kroger, how many hours do part-timer work?

I work at a part time job working around 35 hours a week at Kroger and I live by myself.?

• I also have my own apartment and I don't have a car and I walk to work. Also, I only take care of myself and no one else. With my budget, I can afford to buy at least 10 new dress shirts a month and probably go out to eat at Applebee's at least twice a month. Am I well off financially?

• Answer:

  If you earn $25,000 a year for 40 years, you will have earned $1 million dollars! Earn $35,000 for 40 years, and you've earned $1.4 million dollars. And if you earn $45,000 for 40 years, you'd have made $1.8 million dollars! Pay yourself first and you can get ahead in the savings game. Here's what can happen when you save just $100 a month for 40 years: •At three percent interest, you would have about $93,000. •At five percent interest, you'd have about $153,240. • If you got a nine percent interest, you'd have about $472,000. That's the power of paying yourself first! After all, it's not what you earn - it's what you keep! Buying dress shirts and applebee's is not what defines being well off financially.