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How much do two years at community college cost?

Health insurance advice please? (community college student with low-paying part-time job)?

  • I haven't had health insurance since I turned 18 and no longer qualified for my family's health insurance plan. I wasn't really concerned at the time, but now that its been a few years (I am almost 21 now), I am in need of dental care. My problem is that I don't know what my health insurance options currently are. I am a college student, although my community college does not offer any health plans for students. I do have a part time job at a daycare that offers health insurance, however its price is far too high for my income. The insurance company is Aetna, and would cost me $16.92 for the lowest medical option, plus $4.61 for dental. So that would cost me $21.53 weekly, which doesn't sound too bad, except I only earn about $120 every two weeks....reducing my paychecks to about only $76 every two weeks....which just isn't enough for me to live on considering that I pay for my own food and everything else needed. So.... does anyone know of health insurance companies that have options for community college students like me? I know state insurance may be an option, but I have a feeling I don't qualify for that since I'm not legally an independent, yet I can't afford to move out and become independent. See the nasty cycle now? lol. And no, earning more money and finding a better paying job is not an option for me at this time. I can't transfer to a college that does offer health insurance for another two years either.. If anyone can give me advice, I'd be very grateful. Thank you in advance =)

  • Answer:

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I know in my state, children can stay on their parents' health insurance till they are 26 now. Another thing to look at is how much would be covered? If you're only paying 21 dollars a week but you have to cover 80% of the cost with a 70 dollar copay each visit, then it will be a financial struggle for you. Depending on how bad your teeth are, you might be able to go to a dental hygienist school and get cleanings done by students with a teacher watching them for cheap. However, it's just cleanings and at my school it's about 10-15 dollars. I know some dental schools also have reduced clinics where they will take people and let the students work with them.

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