Social Security Disability Benefits; is there a minimum amount of SSI and SSDI given?
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Like, if you don't have many expenses, is there at least a minimum? From what I've seen here: http://www.nolo.com/legal-encyclopedia/social-security-disability-benefits-29686.html There is. "o be eligible for Social Security Disability Insurance (SSDI), you must not only be disabled, but you must also have built up sufficient "work credits" with Social Security. Exactly how many credits you will need depends on your age and the year you became disabled. Twenty of your work credits must have been earned within the last ten years before you became disabled. To learn how to apply for benefits, see Nolo's article File for Social Security Benefits. If your application is approved, your Social Security disability benefits will include cash payments in an amount determined based on your age and your personal earnings record. Average payments range from $500 to $2,000 a month. After collecting disability benefits for 24 months, you will become eligible for Medicare, regardless of your age. In the meantime, if your income is low, you may qualify for Medicaid." So, SSDI = $500-2000 SSI = "Your monthly income must be low. Only about half of your actual income will be taken into account, but this counted income cannot be higher than an amount set by the state in which you live -- usually around $500 to $700 per month ($750 for a couple). However, some states allow people with higher incomes to receive state benefits. If your application is approved, your SSI benefits will include cash payments at a minimum of $674 per month for an individual or $1,011 per month for a couple (2010). Your state may supplement this amount with an additional payment (called the State Supplementary Payment). The federal amount is adjusted in January of each year, depending on the U.S. cost of living." However, when applying and being approved, I did not know WHAT constitutes a living expense. I will be moving ffrom an Apartment that cost me $440 a month, PLUS utilities. The one I wish to move to is $215 + Utilities. I was receiving $363 and $355 respectively. Will I get less now that my rent is less? I barely made due with that much, after I had to account in utilities, cell phone, and the like. THough, I was not aware TV and cellphone can be an "expense". Can they? Also, I was never aware that you are able to include cell phone, television, etc. as an "expense of living". Is this true? Or are you only allowed to list your rent and utility bill.?
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Answer:
SSI and SSDI are not based on general expenses. SSI will reduce your benefit by 1/3 if you are not paying a fair share of housing. to get help with housing, you need to get on the section 8 waiting list if its even open--and then wait--sometimes years or more. if you get combo SSDI/SSI the base amount is 718, if you get SSI only, the base is 698 (your article is from last year)..THOSE ARE THE MAXIMUMS (not including state supplement) you only get less if you have other income or do not pay rent/housing expenses such as utilities. they don't look at your personal expenses...they go by a pre determined cost of living in each state --everyone in that state gets the same supplement if there is one. i don't see any 'expense of living' listed in your reference article as usual, not only did someone else not answer your question, he is wrong. if you get married and are both on SSI..your benefit is reduced by 25%....-- if both people get 698 SSI = 1396 total...the benefit is reduced by 349 for a total of 1047 for the couple
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