How do you get your wife to see that it's stupid to get in debt? She's in debt and I don't think she can see w?

FYI if your wife is in debt, then so are you. That's how it works for marriage in the United States, I'm not quite sure about the UK, one thing is for sure though I know your health care system is better. So perhaps the marriage laws are better as well, I know I would have liked for my husband to have paid for his own vehicle repossession debt that he had prior to our marriage but it didn't work that way.

Wow, it sounds like your wife has some serious growing up to do. If she's that hard up for cash, tell her to take the loan out herself. If she can't get approved for one, then the fault is her own. when she tries to throw it back on you, you could always respond that you're doing your best to provide as a husband, which means that you have to keep your head on straight financially if she's going to continue act so recklessly. (Don't expect it to work. I foresee many more arguments in your future, unfortunately.) Finances are one of the top causes of discord among couples. And the economy is so rough right now that screwing up your credit can have long term damaging effects. I'd say hold your ground no matter how she tries to manipulate you. The only person that can let you be taken advantage of is you. Any debt she takes out may or may not also be yours. The law varies by state, so you might want to check on that. I'd get a copy of your credit report to see whether she's put anything under your name without your knowledge...

Money is always a tough subject - I'm glad you and she are talking about it. Keep the lines of communication open; but stick to your guns. Debt is not something to be taken lightly and you are wise to avoid it Each couple has to work out their own finances. I've always been most comfortable being very transparent. My husband and I discuss all large purchases (like an flight) a lot - and we discuss the impact of the cost of the flight at length. For me, it is key that we share those decisions. I don't want one partner to be the 'parent' and the other the 'child' always have to beg for money. My husband and I keep our own checking accounts and we each pay for our own credit card bills. We've divided up the joint bills based on income. It works for us - but of course every couple is different. I sympathize w/ your wife. My little sister married a British man and lives in London. She just had a baby. I haven't gotten to see my new niece - I'm not sure when I can afford to go over or when she can come here. I miss her like crazy. But we talk on Skype and phone and email and snail mail a lot so we can keep up with the daily news.

A huge chunk of the people in this country are "in debt"...many people feel if they can get a loan or credit, that's what they should do (and worry about paying it back later, if at all)... Simply tell her "no means no" and if she wants to take a trip, she needs to work extra hours, get a 2nd job, and/or start saving some money until she can pay cash for it...like wise people do...

You can't "get" anyone to see anything. They have to see it on their own. They have to discover the value of something on their own (i.e. the value of financial stability). Maybe after she gets divorced and ends up homeless over debt, then she'll see the value in avoiding it!

Divorce. Marriage is about money. Every dollar of debt she takes on becomes your debt. Yes, that's how it works in the UK too. The feminist have locked-down martial & divorce law in all English-speaking nations.