Looking for a cheap car to insure for a teenager?
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I am 16, and have had my license for a few months. Right now I am driving one of my dads cars, a Honda Element, and it is relatively cheap to insure. This in mind, I need a car of my own because he doesn't want me putting too many miles on it. I am wanting to buy a used car, relatively cheap (Max. price of $10,000 but I would like to keep it below $8,000 preferably) with low rates of insurance. I really like a 00-01 Jeep Cherokee, but am flexible. I just want a list of some cars with low insurance rates. Also, don't respond with "nothing is cheap for a 16 year old" because I know that. I am looking for something cheaper than most.
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Answer:
your right in that it will all be a lot more expensive for a 16y.o, as they base it on the drivers age and drving history, the other things they base it on is your address, and the risks for that area, the only way to get around it and trying to find a cheaper price is to compare and get a few quotes, because certain cars are more expensive with some companies than others because of the amount of accidents/claims for those cars with a particular company, so look at a few cars you like and do comparison quotes
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Other answers
Jeep is not cheep. SUV. Something you pay cash for, so you can put liability only on it. That way insurance is only for the other guy, you pay your own fix-it. Cuts way down on insurance costs.
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