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What is a credit union?

What is a credit union?

  • I need to get around 4,200$ to get this car, im 19 and have some but really bad credit, well it's not really bad credit it's just that I've recently started building credit. My old nissan altima 2002 gave up a few days ago and I am in dire need of a new car. I currently have a managing position in my job making about 8.25$ an hour with 35+ hours every week and getting paid bi-weekly with an upcoming pay raise soon. My manager told me I could get a loan from a credit union and I could pay it off, I just don't know what it is and how and what I need to be accepted. Any help would be good thanks guys.

  • Answer:

    a small bank that does not screw you over and **** you two ways to sunday. they actually care about there customers thats why i use one **** the corporate banks

Franchesco Mozallo at Yahoo! Answers Visit the source

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Credit unions are also known for having low interest rates on car loans. You have a smart boss. Any lender may require you to be working for 1 full year. And, they may require a 20%+ down payment, which you don't mention. Call a credit union to make an appointment. Take your last pay stub and your tax returns. If they turn you down, you will need a co-signer.

Go with the flow

not likely to happen your income is too low and you stated you have bad credit. Unless the car is from a dealer or way below book value you are SOL

Calvin C

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