What are coverage characteristics of health insurance?

Coverage characteristics of health insurance?

  • What are some of the coverage characteristics of health insurance

  • Answer:

    All plans involve premiums paid to the insurer to maintain your coverage. Most require you to make copayments for certain services (like visiting the doctor when sick or picking up prescription drugs). Most also come with a deductible that you pay out each year for certain covered services, before the insurer starts picking up the tab. Many health insurance plans require you to see doctors or hospitals within a specific provider network. That’s just a beginning, of course. If you want to learn more about health insurance and how to pick out the right plan for your needs and budget, take a look at our health insurance buyer’s guide online: http://www.ehealthinsurance.com/individual-health-insurance/resources/buyers-guide Best wishes.

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Other answers

Deductibles Coinsurance Co-pays Network requirements Dollar limits on certain benefits Exclusions

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