How to open a bank a/c in America?

Bank of America Tracking info?

• im selling an item online and the buyer told me that she couldn't pick it up and wants me to send it to her. she said that she wanted to give it to her friends son in nigeria, She said she sent me the money through bank of america. here is the message from bank of america, Dear Customer , Thank you for using Bank Of America for your online auctions. We at Bank Of America are ensuring that all our customers and auction site are fraud free.We like to inform you know that we've confirmed the total sum of $450.00 USD from the buyer of your item: Nelly Stella this payment has not been credited to your account due to the fact that we are yet to confirm the shipment for the item . Therefore, Kindly ship the item and get back to us with the shipment tracking information once the item is shipped. As soon as the shipment is confirmed, the total sum of $450.00 USD will be credited into your account immediately as paid by the buyer of your item. In our efforts to secure our merchants, We are now receiving payments for items that are to be shipped internationally through our secure database server as to ensure that the seller and buyer do their responsibility in every transaction we handle. We've now received and confirmed payment from the buyer of your item: This payment is currently pending to be credited into your account due to the security measures we have taken. You are now required to ship out the item and send us the shipment reference number for verification of shipment. As soon as we have verified the shipment which normally does not require much time to confirm, your account will be credited with the full payment. This security methods have been taken due to fraudulent sellers, if you click the links below you will see an example of these: Craiglist seller: This is an automated generated email from Bank Of America to inform you that you have just received payment from our customer Nelly Stella i dont know how to enter a shipping tracking item through bank of america, so i ask her how can i send the shipping number? She told me that i have to enter a tracking number first for shipping before the payment comes and im sorta doubting that. DO you think its a scam or its real cause ive never had someone transfer money to me before. its my first time selling things on line. ITS NOT IN EBAY. thank you.

• Answer:

  100% scam. There is no buyer. There is only a scammer trying to steal your possession, your electronic item, clothing or jewelry. The scammer isn't interested in your identity or bank account only in convincing you to ship your possession to him without him sending a penny. The next email will be from another of the scammer's fake names and free email addresses pretending to be "Bank of America" saying "kindly send the tracking number and we will release the funds". Bank of America does NOT send such emails, ever. Bank of America does NOT have escrow or money holding services like that scammer describes. Bank of America does NOT demand you send a tracking number before money is sent. EVER. No exceptions. In fact, NO bank in the entire world will EVER send such an email. Now that you have responded to a scammer, you are on his 'potential sucker' list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of being the perfect buyer, great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram. You could post up the email address that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information. Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don't bother to tell him that you know he is a scammer, it isn't worth your effort. He has one job in life, convincing victims to send him their hard-earned cash. Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer. If you google "fake Bank of America scam email", "fake buyer email scam", "ebay escrow fraud" or something similar you will find hundreds of posts from victims and near victims of this type of scam.