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How To Get Out Of Debt In Ireland?

If people in Ireland were more positive, in they’re thinking would our Economy and Tourism Improve?

  • I know that people that are more positive do better in Life. People that groin all the time and say things like “There are no jobs” Our country is going to the dogs” “I have no money”, “Irish people are getting more nasty”, “Hope is gone and things are so dark” “Did you hear what was on the news today it was awful” seem to be digging a hole for themselves. The only digging holes I like is that Christy Moore song. My question is simple: Are a lot of Ireland’s current problems worsen, by our negative thinking? There are actually more jobs than 2008. I know this because I was looking for a job back then. There is more of a volume now. What there is also more of are “Job losses” Jobs are being lost left right and Centre. But there are technically more jobs being advertised. (And I am not on about multiple job advertising) The job losses are being classified in with the less job argument. Secondly of course our country is going to the dogs if we think that way. At least we are not at war, or famine. At least we are living in a country where we are surrounded by family and friends. Of course Ireland has many problems, social, economic and otherwise. But problems are like algebra. Some are more complicated than others. But any Algebraic question can eventually be solved. It depends entirely on the person tackling the problem. (Of course in real life there are variances to factor in). People say they have no money. Well this is the case. But people who have no debt (but a little money) are in a great position. They are in a great position because at least they are breaking even. An even is always better than a negative. (People in Debt can still manage things, if the government published just one good cost saving book for Irish citizens on day-to-day living) I have been living of around 200 euros a week the last three years. (I was in college or working to save for college before that) There are tips to living well with a limited income. You want a fancy outfit. Go to the boutique clothes rack. This can knock off to 80% off the original price. You like fancy food. Go to Dunnes on a Sunday and check out the reduced fridge rack. You get expense food at a fraction of the Price. And as for Euro2, you could save loads in that shop from Nair hair removal cream, chocolate, cleaning products to notebooks. The whole Irish people getting nasty are also something I hear a lot on the Internet. Did you ever hear the phrase look at a mans friend and you know what he is like. If you friends are a nasty people of work, just get new friends. You would be amazed how people affect your mood and personality without even noticing. If someone you don’t know is nasty to you simply smile and walk away. I find Irish people are more Helpful of late not nastier. Even things like passing on jobs on newspapers to friends to visiting a friend that just lost their job. In relation to Hope being gone. Hope is never gone. Define “The feeling that what is wanted can be had or that events will turn out for the best” Hope is a state of mind. A state of mind can never be gone forever. It can always return if you want it enough. And lastly the phrase “Did you hear the horrible thing in the news? Yes there are horrible things in the news. There are also lots of great things. I look forward to any answers to this question, thanks and yes I have never anything better to do. The depressing news is on at the moment. :) B.Q: I have an exam in December. (Accounting Theory) My use of commas is not the best. If you are bored point out a few of my grammar mistakes. Thanks Of course pointing out such mistales will Help Tourim in Ireland. (The butterfly effect)

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    I don't think our problems are made worse no, from living here for 7 years I have noticed that Irish people love an old moan, it is usually the weather or politics. Part of the nations psyche I think that is all? In my opinion it's going to take more than positive thinking to get us out of this mess I'm afraid. I just watched the news too. Look at Aviva what is going to happen there tomorrow? Where will all those people find new jobs? Yes a positive outlook is better than a negative one, nobody wants to see miserable sad faces but I don't think everyone smiling & pretending "we're grand" will help much. Tourism will only improve when people start to spend money again, right now many thousands of people can't afford to pay their mortgage & credit card bills let alone go on holidays. Luxuries are the first thing to go. Those that do have a bit of money spare are keeping it for a rainy day, nobody knows what new charges/taxes are around the corner. I'm not Irish but I do work in tourism. I run a small B&B and I've had nobody book a whole week's holiday this year. Yes a fair few weekend breaks same as always & the occasional workman passing through but not like before, not a single person/family has booked a whole week. This is the first year this has happened. From a personal point of view not meaning to be an old moaner but this is how it is:- my partner has been out of work for 2 years he was made redundant in Nov 2009, he's a class 1 HGV driver with 28 years experience & holds machine tickets for excavators/track machines. Well obviously that is bit of a non-starter now the construction industry has taken such a hit & the only HGV jobs would be in the city an hour's drive away. He is in his late 50s with degenerative disc disease, who is going to employ him anyway? We manage on his dole money & what little the B&B brings in, I don't draw a wage even. I put my online tax return in every year & worry that I've done it right when the business turns over less than €5000 but I still worry. How many millionaires do we have living here who pay no tax? Our only saving grace is our mortgage is small so at least we can pay that every month even if we don't have much money spare each week. I really feel so sorry for the people caught up in negative equity. We shop at Dunne's & Aldi & scour the reduced counter for bargains to pop in the freezer. We grow a lot of our own vegetables & keep hens. We haven't had a holiday in 4 years & are not likely to have one for the foreseeable future. We have 2 ravenous teenage kids but only one is under 18 so we only get one child benefit payment now, 140 Euro a month down straight away when my son turned 18. I hate being reliant on benefits. We are so broke right now, we taxed the car last week (a month late so had to pay the back tax) & we have survived on €56 Euro since last Wednesday. My son's grant for college hasn't come through yet despite applying in July & numerous phone calls. The VEC say his award letter will be here next week? He is paying for his bus fare to college (€30 week) himself out of his credit union savings. I just emptied the change jar for 20 cent pieces because he didn't have enough for tomorrow. This is my reality & no amount of positive thinking is going to make the situation for my family any easier. I do try to be positive and put a brave face on when I talk to acquaintances I wouldn't burden anyone with my troubles not even my family (apart from on Y!A lol) but it is very hard, the weather is miserable right now, the chicken pen is like a quagmire already & another long cold winter looms. Very hard to stay upbeat when you are so broke & I'm sure I'm not the only one. Edit : Thank you - I do my best & trained as a secretary many moons ago (back in the days when shorthand existed) so touch typing & correct spelling are second nature, I realise it may come as a shock to some that I am not really a doctor!

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Ummmmmmmmm lots of things to think about and certainly not from the person I expected......... The glass is ALWAYS half full here ( with me) no point in thinking any other way.........there are things you can do something about , (so do something about them and make it a positive, proactive something)and thing you can't and there is no point in worrying and moaning about them as all is does is drag you down................................. Confidence breeds confidence...........the people of Ireland are some of the most friendly and welcoming in the world.........they also put themselves down and it has been said " before anyone else does" ....they act the fool, but never be fooled into thinking they are fools....... Will a positive proactive personal outlook help tourism?...sure it will, it expensive for everyone living or visiting, but tourists expect to pay for their holiday, that's why they save to enable them to do so....if they meet everyone who is miserable the last thing they are going to do is tell others to go on holiday in Ireland when they go back home nor will they themselves return for another holiday........... The jobs, there are more of them, however they are temp, short term contracts, agency, funded positions, part time and with many companies reorganising enabling them to change a job title, terms and conditions, pay and increase workload of longterm 'safe' employees................the Irish will survive, they will work harder, longer, cut the cloth accordingly...they have come through worse! Work is important to people, not just so they can pay bills and eat, it also keeps you sane, keeps you organised, enables you to manage your time, gives you confidence, self esteem and for social/business interaction with people.............and if you are not working then volunteer, most people get benefits which cover basic, basics...however it is up to the individual to achieve the rest lost when not working and earning.........confidence,self esteem, social skills and is great to show new employers you haven't just sat and waited for a job but utilised your skills and abilities and even learned new ones............................. Worry and stress makes you age, it does nothing for your health at all mentally or physically .............and I remind myself daily how lucky I am regardless of what life throw at me...............people looking at me now may very well say " she's doing OK, she is lucky" a house in England and house and business in Ireland and I am looking a ways to enable me to buy another house...so two rentals..... and I would say, the harder I work the luckier I get, I'm property rich and cash poor, I have no private pension ready for me, I have to do it now to enable me to have any money then to live on even if it is a long way off, I pay all my bills and eat, can't remember the last time I spent money on myself or went out ..Oh yes this evening to walk the dogs.....and 12 years ago I didn't have a home to live in , no car, no computer, didn't have a job,was physically very ill and because of the situation mentally shot and was living on benefits.......never again would I be put in this position by anyone or an economy...........it would take a lot of positive thinking to get Ireland out of this mess......but it has taught us all about what is really important and what is not....

Maxi

Things are indeed MUCH better now than they were - I agree. 2008 was not a good year for me, 2011 is turning out to be pretty good in comparison.

Orla C

Not really no and yes there are more job vacancies now but there's also a lot of jobloss aswell as you already pointed out however a lot of them are looking for higher qualifications which many of the average folk don't have. Even people with degrees have little hope of finding a decent job. One of my friends is a BE in Civil Engineering and he's workin in Texaco for f u c ks sake. Yeah but the type of Algebra we're trying to solve now is Linear Algebra and the crowd we have to do the job aren't doing too well. Lol that will be the day The Government wants the working class to watch their money when they want us to spend more while have less. As for spending good point though if you're a guy like me fashion wouldn't be on your top priority list. Though most girls I know seem to visit Pennys way more than the fancy over-priced clothes shops. As for Laptops honestly most brands that go below €500 usually are crap but the good thing about this recession is prices on technology has dropped thank god. As for Irish people getting more nasty, well cyberspace aside the country has gotten harder in the last few years. The thing is it isn't just financially that's the problem, but socially aswell, and even with the recession a lot of folk still tend to outdo each other even with f u c k all money they have. As for myself I'll admit I have become a bit of a cynical bastard in the last few years(within good reason of course). Though the last thing I wanna do is have it rub off other people(tit is not very nice). One thing though our obsession with getting pissed seems to have risen quite a fair bit especially in the younger crowd. As for hope if we lose that and become a bunch of complete pessimists we might aswell shoot ourselves though we Irish usually go from one extreme to another, we're either the happiest people on earth or we're so depressed we'd make Sylvia Plath look like a member of the Brady Bunch. But we can't have our heads up in the clouds either. As for the News well the only time anything positive comes on it(besides Sport) usually is Paddys Day. Though I will admit most people I know who don't watch the news seem a lot happier than the lot that do.

We do like a good moan. But to be honest its hard to keep up a positive attitude when after working in a retail job for 7 years, and you apply for a shelf stacking job, and you are told that you don't have the necessary experience. I was applying to around 2 jobs a day for months and not even getting any rejection letters. I have a university education, have plenty of job experience, and never before had any problem getting work. I've had more interviews in England than I've had in the country in recent times. While I agree positive thinking affects things like the retail market whether people are buying things etc, no amount of positive thinking will erase the massive debt our recent governments have burdened us with. Positive thinking is very difficult when you know the budget is coming up, and ordinary working class people will get hammered again to pay off the gambling debts of the bankers etc. I think on a positive side, I think there is an increased sense of community something that had eroded a bit during the 'celtic tiger'

Irishlad76

Not until the Euro is reformed or abolished.

Guru Hank

Thinking we had a thriving economy when all we had was a property pyramid scheme is what got us where we are in the first place.

No. Positivity can only do so much. Positivity cannot turn around an economy or ensure a government act in the best interests of the people.

Irish 313

why the hell do you ask so many questions in this section for the **** of it?

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