How To Get Out Of Debt In Ireland?

Thinking about moving to Ireland?

  • Me and my fiance thinking about saving up and in a few years moving to a different country, we now live in America and are thinking of going to Ireland (We aren't sure which region yet, we haven't researched very much into it yet) I have a few questions to ask to get a little bit more information about the place. -How long is the average work week here? (the typical american work week is 40 hours a week, 5 days a week) -How is the job outlook? Is the country is debt or poverty? (It is very hard to find a decent job in America, even with a degree, as we are in terrible debt) -Can you choose your own occupation, religion, home, etc? -Can anyone attend the colleges? Are they really expensive and do you have any help from the government with paying for it? -How is the healthcare there? Is it free? -Is it dangerous for Americans to live there? Do gangs target Americans? -What is the average price for a decent one bedroom apartment or small house? (Decent as in not a trailer or in a bad area) -What is the average price for a used or new car? -Do you have subways or buses throughout the cities? -What is the weather like there? Tempurature wise and are there a lot of storms or hurricanes? -Can anyone visit the beach at anytime? -Is there any international number to call for more information? -How mnuch should we save up before moving? -Would it be easy to get an occupation in photography or marine biology? -Do degrees from America transfer to Ireland? If there is anything else, appropriate, that you would like to add, please do so. And please respond if you have lived or been there before. Thank you very much in advance!

  • Answer:

    1. The average work week is similar, but, as in the US, it depends on the job. 2. Both the people and the country have plenty of debt (just like in the US) but it's certainly not an impoverished country. In fact, the percentage of the population living in poverty is FAR lower than that in the US. 3. Of course; nobody cares what your religion is, or what job you choose, or what home you buy. 4. Anyone can attend college. If you're a school-leaver, admission is based in points earned via your "Leaving Certificate" (the Irish equivalent of a US High School Diploma). If you're a mature student, entry is usually based on a personal interview and (in some cases) aptitude testing. There's a token fee involved, but it's much less than the actual cost of the course you do, since the State pays for most of it. That fee, however, has risen in recent times. Also, some (maybe most; I'm not sure) foreign students are not entitled to such subsidies, and have to pay the full fee. 5. You pay for healthcare through your personal taxes so, yes, it's free at the point of usage. There may be some token charges involved, but there are many exemptions even for those. Healthcare is as good as you will find anywhere in the US or Europe. However, since Ireland's population is very small, there often isn't demand for specialist treatment for very rare illnesses, and therefore, little provision for them. In those instances, people are referred overseas for treatment (usually to the UK, both sometimes to places like Germany, France, or even the US). The State pays for the cost of that treatment for public patients. 6. No, it's not dangerous for Americans...or anyone else for that matter. There are more violent attacks and murders in an average American city than in the whole of Ireland every year. Statistically, Ireland is one of the safest countries in the world. And, to be honest, nobody will really care that you're American anyway; with over a million Americans visiting Ireland every year, you won't exactly be a rarity! :) 7. House prices are falling and the average cost is expected to bottom out at about €160,000 by the end of 2012 (which is about US$220,000). Howver, the "average" part hides the face that you can pay severl times that for a house in the middle of somewhere like Dublin City, or pay half as much for many acres of land in the middle of nowhere. For that reason "average" prioces aren't really much use. You'd be far better to check out a specific area, and then see what houses are currently on sale for in that particular part of the country. 8. Cars are the same as houses, in that "average" prices aren't much use. Prices depends on how old it is, what condition it's in, etc. For reference, I recently saw a new Ford Focus on sale for just under €20,000, which is approx. US$28,000. 9. No subways, but there's an urban tram system in Dublin. Virtually all towns and cities have their own bus service. And there is a national intercity bus service that operates to and from all large towns and cities too. 10. Weather is very mild and temperate. It rains quite a bit because of Ireland's location (as basically the first European landmass after 3,000 miles of ocean). Average summertime temperature is approx 18-20 Celscius (which is about 64 - 68 F), and average wintertime is about 9 C (which is about 48 F). While it can often be much hotter, it doesn't usually get much colder: on average, the temperature only drops below freezing for about a dozen or so nights per year. Storms are pretty rare, and hurricanes don't happen this far east in the Atlantic. 11. Of course you can go to the beach wherever you want. (Who do you think is going to stop you?) You might not like it when it's cold and raining though! :-) 12. I have no idea, but you could have a look at the Citizen's Information Board website (linked below). It'll tell you a lot about living in Ireland. 13. Lots! Despite falling in recent years, the cost of living in Ireland is still VERY high; much more so than the US. 14. I don't know, but a good place to start looking would be the Jobs.ie website linked to below. However, make sure you become familiar with immigration requirements too ( which you can also read about on the Citizen Information Board website). It is NOT simply a case of getting on a plane and arriving at your new job. As restrictions on foreign immigrants go (especially those seeking to work in Ireland), Ireland is pretty strict. 15. As lang as you're talking about a degree from a U.S. Dept. of Education-recognized accreditor, then it PROBABLY will be but, that said, I believe it also depends on the field in question too. Have a look at the National Qualifications Authority of Ireland website linked-to below (called qualrec.ie). It's the best place to start.

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If you are not an EU national then you can't just move to Ireland, first you need a job. When you have a job offer on the table then you can think about the logistics of moving over. Sadly there are no jobs right now for the 450,000 Irish and EU citizens who live here so you might have to put your plans on hold for a few years. Around 50,000 of our young people are emigrating to Canada and Australia each year, you could look to Canada perhaps? Right next door to you. Try using the "Discover" section on Y!A where questions such as this get asked every day or Google "recession Ireland" to find our more information on the state of the Irish economic situation which is as bad if not worse than the US economic situation. The cost of living is high and more taxes/charges are planned in December. To answer a few of your queries :- Job outlook is bleak so put your plans on hold for a few years until the recession is over Yes you have to pay for healthcare unless you are on social welfare No it is not dangerous for Americans to live here lol, we have a few gangs but they are mainly drug related gangs so unless you do drugs you'll be fine Yes there are buses in the cities (why wouldn't there be buses for goodness sake) outside of the main towns/cities the public transport system is non-existant The weather is cr@p generally, cold and wet in the spring, summer and Autumn. Colder and snow/ice in the winter. It was barely 15C in Cork today, overcast & dull. Typical summers day Yes you can visit the beach anytime but seeing as its cold and wet mostly why bother? No point saving you can't move here unless you get a job and there are no jobs Yes degrees are recognised everywhere

Trust Me I'm a Doctor ♥

I'll only answer what I'm 99% sure on. 1. 2. Terrible. It's not in poverty (we're not a third world country lol) but there is an aggressive recession with very little jobs left. 3. Yes? We aren't a toleration country lol 4. If you've done your leaving cert. Prices vary. 5. 6. No it isn't dangerous for Americans, nor is it generally dangerousfor anyone. Wtf, "gangs"? No I don't believe that there are any gangs who attack Americans, let alone organized gangs at all in Ireland. 7. Varies. 8. Again, it varies. 9. Yes, we DO have public transport lol. I think someones been watching too much movies (Psst... we're not a poverty stricken land that's inhabitants are alcoholic farmers...) 10. The weather is terrible. No, there is not any hurricanes. Lol someone wasn't paying atten in geography class (just kidding) 11. Yeah. 12. 13. 14 I wouldn't think so. Again with the recession. 15. EXTRA: IRELAND IS NOT APART OF THE UK! (it's a frustrating mistake that Americans often make).

Postman “The Juice” Pat

Honestly...only thing worth saying. There is NO way you can legally move and work in Ireland! Unless you are an EU national and/or you have rights to citizenship OR you work for a company that has contracts there...you can't move there. EVEN if you were lucky enough to find a job, it either wont pay you enough to survive living there or you'd get kicked out right quick if you were caught living there illegally. There is plenty of irish citizens who are educated and out of work. There is a serious recession there right now and its not an ideal time for anyone to move there and look for work. JUST to get a work visa you need proof of having a job that pays over 40,000 euro, a sponsor, proof of MONEY in the bank and it can't be in retail, food service/entertainment etc.

Mindee

The average work week is the same. The country is practically bankrupt. Very high unemployment and will not recover for a very long time. Locals have a hard enough time finding work. Unless you have skills that are unique and in high demand your chance of finding work is very very slim indeed. As you do not live in the European Union you will not be allowed to settle in Ireland without a job offer before moving. You cannot come here and then look for work, you must have an offer of a job before you come. Ummm of course you can.... it is not a dictatorship. You have help from the government if you are eligible for it, by that it means you will be claiming some sort of government benefit and you will not be allowed to live here without working, so you will have to pay for it yourself. The healthcare is not free. There are no american targeting gangs... Depends on the area. You'd most like be renting. A few thousand euro. Yes we have buses and trains here, no subways. Windy, rainy, fleeting good weather, it changes rapidly but no extreme weather like hurricanes although there is a lot of snow and ice during winter. Of course they can. No.. I'd have at least 5k saved. Not inc the money to rent a home, buy a car etc. No it wouldn't be easy. You'd have to check with the individual employers. Ummmm do a lot more research. I have lived in Ireland all my life and some of these questions can be easily answered by a google search. It is not easy to live in Ireland at the moment, it will be 10x harder to move here and set up a life here now or in the next 5-10 years.

ɪᴍᴘᴇʀᴠɪᴏᴜs •:*´¨`*:•

1. The average is 39 hours a week and the maximum is 48 2. Ireland is in very bad debt but a few select occupations have alot of job spaces i.e Computers and Languages 3. Yes you can 4. Yes anyone can attend, college prices are continuously going up but it depends what college you are going to. 5. The healthcare is unfortunately not free and there are rip offs but you are always able to find cheap healthcare in Aviva. 6. Ireland is not dangerous for anybody there are no gangs or anything although racism can be high in some parts of the country 8. It depends but you can always get a cheap car for about €10,000 7. A one bedroom apartment per month could be €1000-€1500 a small house, you could buy a small house for €100,000+ but that is in rural areas i.e the west but be warned the banks arent giving out mortgages. 8. There are alot of cheap buses but the trains are very expensive unless you want to travel early in the morning. 9. Weather is basically rain and in the winter for the past couple of years we have gotten heavy snow that lasted a couple of weeks and no there are barely any storms and no hurricanes 10 Yes but hot weather is rare even in the summer time 11 None that I know of 12 If you plan to stay bring a good couple of 100,000's because jobs are scarce and you could spend over a year looking for a job. 13. I looked up Publishing, Media & Creative Arts Jobs and in the whole of Ireland there were only 64 jobs so photography isin't looking that good, marine biology didnt come up with that many searches 14. Yes they are 10.

The Troll Buster™

Move to Northern Ireland, it's way better up here (:

Mr Chow

1. Pretty much the same 2. We are in severe debt and no job vacancies are very limited right now and many of the younger crowd are immigrating and if my Engineering mates can't find a job here then it will be almost impossible for you to find one 3. Yes, religion is not a big deal here at all. 4. You could but you have to have the qualifications to enter specific Universities and fees for a non-EU national are expensive but nowhere near as expensive as the US 5. Our healthcare system is pretty much in turmoil right now but still better than the US. 6. No it is not, we do have gangs but nothing compared to the likes of the KKK, Bloods, Pagans, or MS13 over there. 7. Depends on where you're intending to live and just like the US its most expensive to live in the city than urban areas. 8. Varies different prices in different places though word of advice, don't buy a banger you'll regret it. 9. The weather is not as bad as many like to make it out to be, yes we get a lot of rain and cloudy days but I'd prefer that to natural disasters. 10. Yeaph you can head to beach whenever you want but you won't be visiting that often. 11.Yes we do we're not the boghole that other countries make out to be. 12. No point really unless you have a job waiting for you and have the chance to be granted citizenship moving here will be unlikely. 13. Lets just say a LOT! 14. Doubtful jobs are getting more scarce and photography & marine biology aren't exactly the most popular careers here. 15. Most likely yes To be honest moving to a country you clueless about is a very naive move, you should visit first to get a idea of what the country is like

If you are not an EU national, you are out of luck. Ireland is an EU country, and while members of EU member states are free to live and work (in theory) in any other member state, non-EU nationals are not. So forget it. Seriously. For more information, do a search in past answers given, because this question is asked every single bloody day.

Orla C

You can choose your religion but if its not catholic then you will be in troubles. The gangs do not generally target Americans. They prefer to cross into N. Ireland and kill British people.

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